Description:

• A checking account provides travel opportunities, social events, newsletters and other benefits to customers 55 or better.

Requirements:

• No minimum opening balance. However, a balance of $1,500.00 must be maintained if this account is used for club membership. At least one account holder needs to be 55 or better.

Benefits:

• Travel opportunities to local, regional and international destinations
• Luncheons and social events
• Heritage Club newsletter
• No service fee for cashier's checks
• Debit card with $500.00 overdraft protection (With approved credit.)
• $3.00 discount on annual rental of any size safe deposit box
• Free photocopies
• $5.00 rebate for new enrollment of Direct Deposit
• Free wallet style Heritage Club personalized checks.

Minimum balance to avoid imposition of club fees: 

A monthly fee of $15.00 may be imposed every statement cycle unless you maintain a minimum daily balance of $1,500.00 or more in any checking or savings account or a minimum daily balance of $15,000.00 or more in any certificate of deposit during the statement cycle.