Personal Services

Checking Accounts

Elite Checking

At Fannin Bank we understand you want the best value, security and peace of mind from your bank. This is why we are excited to announce the launch of two brand new accounts, Elite Checking and Elite Plus Checking.

Credit Alert With 24 hour, daily credit monitoring, you'll be alerted automatically of certain negative changes to your credit. While it can't prevent identity theft, Credit Alert can greatly reduce its impact by allowing you to minimize the damage. If there are no changes to your credit, you'll even receive a quarterly notification letting you know that nothing has changed. Your initial enrollment in Credit Alert will be valid for one year with an option to re-enroll at no additional cost!

Credit Information Hotline Monitoring your credit is important, but understanding it is essential. Credit Information Hotline provides toll-free support to ensure that you fully comprehend all the details of your credit history.

Payment Card Protection Register all your credit, debit, ATM and check cards at one time and in one place. As a member, you'll feel more secure knowing that you are protected. If your cards are lost or stolen, simply call one convenient toll-free number 24 hours a day to cancel cards, stop unauthorized purchases and request new cards. You'll also have the security of knowing that if you are more than 50 miles from home and have reported the cards lost or stolen you have access to $300.00 emergency cash, and emergency airline tickets to help get you home. Some restrictions may apply.

Identity Theft Insurance At Fannin Bank we understand that identity theft is a fast growing crime world wide. With Identity Theft Insurance you will have up to $2,500.00 in financial compensation for covered expenses incurred in the recovery of your stolen identity. Elite Plus members will have up to $5,000.00 in financial compensation.

Identity Fraud Support Service Receive guidance in the recovery process from professionals who can help with notifying creditors, organizing paperwork, and more.

Cash Rewards How would you like to earn $100...$200...$300 or more just for shopping? Now you can earn money back by making purchases through the Cash Rewards website. Register your Fannin Bank debit card and start shopping. It's that simple! Your cash rewards will automatically be refunded to your registered card on your monthly statement!

$10,000 Accidental Death and Dismemberment Insurance Have peace of mind knowing you'll be protected with $10,000 in accidental death and dismemberment insurance 24 hours a day. Elite Plus offers $30,000.00 coverage, $2,500.00 coverage for your spouse and each dependent child if not already covered as an account holder. Elite Plus members also get an increase in Accidental Death coverage to $100,000.00 while traveling as a passenger on a scheduled airline.

Everyday Grocery Savings Receive up to $500.00 worth of grocery coupons annually. Choose from a list of more than 1,000 items.

Discounts Elite Checking and Elite Plus members enjoy discounts on safe deposit box. Members will also receive a .25% discount on all current loan rates.

CD Elite Checking and Elite Plus members will receive a +.10% premium on all current CD rates.

Complimentary Services cashier's checks, photo copies, and 1 box of checks per year.

  • Opening deposit required of $200.00
  • No Transaction limitations
  • No minimum account balance
  • Monthly Statements include check images
  • Visa debit card
  • Elite Check members will pay a Service Charge Fee of $12.00 per statement cycle
  • Elite Plus members will pay a Service Charge Fee of $15.00 per statement cycle

 

 

Regular

  • Opening deposit required of $200.00
  • No transaction limitations
  • Monthly statements include check images
  • Visa debit card
  • No fees if your balance does not fall below $600.00 during the statement cycle
  • If your balance falls below $600.00 during the statement cycle you pay a $10.00 Service Charge Fee

Now

  • Opening deposit required of $1,000.00
  • No transaction limitations
  • Monthly statements include check images
  • Interest is compounded every month and will be credited every month
  • Visa debit card
  • No fees if your balance does not fall below $1,000.00 during the statement cycle
  • If your balance falls below $1,000.00 during the statement cycle you pay a $15.00 Service Charge Fee

Variable interest rates as follows:

  •                 .1to $999.99      .05%
  •     $1,000.00 to $4,999.99   .10%
  •   $5,000.00 to $9,999.99     .15%
  • $10,000.00 to $14,999.99    .20%
  •      $15,000.00 and above    .30%
  • Rates are subject to change without notice

Who may apply:

  • Must be an individual (including sole proprietorships)
  • A nonprofit organization
  • Agency accounts (if held for eligible entities)
  • Trusts (if held solely for eligible entities)

Senior Citizen

Individual must be 62 (at least one of couple, limit on per household)

  • Opening deposit required of $200.00
  • No transaction limitations
  • Monthly statements include check images
  • Visa debit card
  • No fees if your balance does not fall below $200.00 during the statement cycle
  • If your balance falls below $200.00 during the statement cycle you pay a $3.00 Service Charge Fee

 

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