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PRIVACY POLICY STATEMENT

Fannin Bank is strongly committed to maintaining the privacy of your personal information. This notice provides detail about the information we collect and disclose, and explains how we handle privacy as it relates to you and your accounts.

Accuracy of Information

Every effort is made to ensure our records of your information are complete and correct. If an error is noted on your statement or in any other communication from us, please contact us at the number listed on your account materials as soon as possible.

The Collection and Use of Information

We need to collect information about you to conduct our business relationship. However, in order to protect your information, we maintain and enforce security procedures.

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms;


  • Information about your transactions with us, or others, and;


  • Information we receive from a consumer reporting agency.

We do not disclose and do not reserve the right to disclose nonpublic personal information about our customers or former customers to anyone, except as permitted by law. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Our Web Site

When you visit our Web site, we want you to feel secure that we are respecting your privacy. The only private information we have about you is the information you choose to give us (such as providing feedback or completing a form). We do not release that information to anyone, except as permitted by law.

We may use “cookies” on some pages of our Web site for the purpose of serving you better when you return to that site. A cookie is a small element of data that a Web site can send to your browser, which may then be stored on your system. Data collected from cookies helps us determine how many people visit certain pages, ultimately enabling us to improve our site design and content. If you prefer, your Web browser can be set to provide you a notice before you accept a cookie.

E-Banking

Each customer that has requested E-banking Direct Services with our bank, has been provided an authorized access code, password, personal identification number, and assigned communication telephone number. We use these combined security controls and special communication lines to not only protect our e-banking customers, but also limit the risk to unauthorized data access or security problems. If someone wants to use this service, they must submit an application (listed at our Web site) and be notified of approved authorization and security codes.

E-Mail

When you send us an e-mail that is general in nature and we respond, these are generally not secure. A secure (encrypted) e-mail form is available as appropriate for e-mails that contain personal information that should remain secure.

Children’s Privacy

Protecting the privacy of our children is essential. For that reason, our Web site is not structured to attract children under the age of 13. Parental consent is required for children under 13 to provide personally identifiable information via our Web site.

Contacting Fannin Bank About This Web Site

If you are concerned about how information about you may have been used in connection with this web site, or you have questions about Fannin Bank’s Privacy Policy and information practices you should contact:

Fannin Bank
230 E. 3rd
Bonham, Texas 75418
903-583-5522
E-mail:
__________________________

Electronic mail is not necessarily secure. Be extremely cautious when sending E-mail that contains sensitive, confidential information. As an alternative, you should give consideration to sending it by postal mail.

 


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